A guy comes home in the middle of the day, finds his wife standing in the middle of their deluxe apartment wearing a red G-string, high heels, and the whole apartment is flooded.

"What happened here?" he asks.

"I think the waterbed busted," says the trembling wife.

Just then a guy floats by.

"Who's that?" demands the husband.

"I dunno. Must be a lifeguard."